Medicare Without the Confusion: What Caregivers Need to Know with Kandice Hall

Breathe with Intention: Focus on your breath. Inhale deeply, hold for a moment, and exhale slowly. Conscious breathing helps neutralize overwhelming emotions and brings a sense of calm.
Be Your Own Comfort: Imagine what you would tell a dear friend who was feeling the same way. Now, say those kind, reassuring words to yourself. Whether it’s a phrase like, “It’s okay to let go” or “I’m safe now” , affirmations can help soothe your mind.
Anchor Yourself: Use your senses to ground yourself in the present moment. Notice what you see, hear, or feel around you. This practice helps disrupt the rumination cycle and reorients you to the here and now.

E137
26:33
January 30th 2026

In this episode of A Time to Care: The Caregivers Podcast, Isabel Melgarejo sits down with Medicare expert Kandice Hall to unpack one of the most confusing topics caregivers and families face: Medicare.

Kandice shares her personal journey into healthcare education and explains why Medicare is not “free,” how costly penalties can happen without proper guidance, and why timing matters when enrolling. Together, they clarify common misconceptions, upcoming changes, and the importance of having a trusted agent who educates rather than sells.

This conversation is a compassionate, practical guide for caregivers, families, and anyone approaching Medicare—reminding us that you don’t have to navigate this complex system alone.

A Time to Care: The Caregivers Podcast

I’m Isabel Melgarejo, and I was raised never to talk about the uncomfortable things in life and to put myself after everyone else’s needs (just like any other woman I know). In college, after Dad’s passing, I had to change all my beliefs. I had to talk about death, about my mom’s future, and I had to ask for a LOT of favors.

After connecting with many caregivers when I moved to Texas and remembering one of the toughest seasons in my life, I created a program to help caregivers navigate these very uncomfortable conversations and help them through their particular journeys with their loved ones. In this podcast, I want to share advice on how to prioritize your mental health, how to have those difficult conversations, and how to talk you out of feeling guilty and overwhelmed.