Lower Premiums, Faster Claims: Captive Insurance Strategies for Property Owners - Nicolas Lares
- E236
- 38:00
- August 25th 2026
Welcome to another episode of The Cashflow Project Podcast! This episode explores one of multifamily real estate’s biggest challenges: rising insurance costs. We dive into group captive insurance—an innovative model that lets owners share risk, gain greater control, and potentially turn insurance from a major expense into a profit center.
Tune in to learn how these structures work, who can benefit, and how alternative insurance strategies can improve your bottom line.
[00:00] Getting into insurance by accident
[05:56] Pivoting to real estate insurance
[09:05] Corporate mutual insurance explained
[13:20] Understanding Reinsurance and Underwriting Profit
[17:17] Aligning interests for private business
[19:04] Joining a real estate insurance collective
[22:30] Evaluating real estate operators
[26:03] Stabilizing insurance costs long-term
[29:23] Adopting a systems thinking approach
[33:14] Reflecting on personal growth choices
[36:18] Managing insurance and taxes
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The Cashflow Project
This is for busy professionals who are looking for financial freedom through passive income, with a focus on cashflow assets in Multifamily Real Estate. We will be covering a variety of topics such as buying, managing, and selling real estate assets, specifically apartments.
To learn more about us, visit tricityequity.com