Originally Aired 2/22/2025
đź“Š Market & Portfolio Commentary
- February OPEX (Options Expiration): 2/21/25
- Current Outlook:
- Market weakness is being "pressed out"
- Expecting a buy-the-dip opportunity
- Monday's action will be telling
Macro View:
- March & April: Anticipate rising economic growth and slowing inflation
- February: Both growth and inflation expected to slow
- Bond yields breaking down, signaling changing sentiment
- Market Distraction Alert:
- Media noise around HKU5-CoV-2 virus in bats
- Same virologist as SARS-CoV-2 (Shi Zhengli)
- No evidence of human spillover yet — likely amplified due to CDC layoffs
🧠Insights & Reflections
- "Marketing Statement" Observation:
- Ancillary Data & Human Behavior:
- "Broken Heart Syndrome" anecdote (mother-in-law)
- Early Retirement Syndrome:Research shows 2% increase in mortality at age 62
- Effect isolated to early Social Security eligibility
- No similar spike when retirement age was 65
đź“– Purpose & Meaning-Oriented Data
- Biblical View:
- Proverbs 29:18 – "Where there is no vision, the people perish..."
- Ephesians 2:10 – "Created in Christ Jesus for good works..."
- Psychological/Philosophical Insight:
- Viktor Frankl – Purpose and meaning as central to human resilience
đź“ž Contact Allan Malina to review your financial plan:
434-316-0246 | www.servuscm.com
Purpose Driven Finances
Welcome to Purpose Driven Finances — a podcast to help you use your money as a tool to fulfill the plan and purpose for your life.
Hosted by Allan Malina, founder of Servus Capital Management, each episode brings you practical strategies, insightful conversations, and timely commentary to help you use your finances as a tool to fulfill the plan and purpose for your life.
Whether you're planning for retirement, navigating life transitions, or simply looking to make wiser financial decisions, this podcast will guide you toward clarity and confidence.
We cover a wide range of topics—from budgeting, investing, and debt to retirement and legacy planning—plus commentary on current economic trends to keep you informed.
Because money isn’t the goal—living with purpose is.
Learn more at www.servuscm.com
Thanks for listening, and welcome to Purpose Driven Finances.