Description:
In this episode, hosts Sian Edmunds, Marilyn Booth, and Rebecca Carter-Lindsay discuss how to manage your finances during the festive season. Christmas is a time of joy and celebration, but it can also bring financial challenges. The team shares practical advice on budgeting, saving, and making smart financial choices to help you enjoy a stress-free holiday.
Special guest Paul Bird joins the conversation to talk about Clevr Money and how it provides affordable and fair financial solutions, including loans and savings accounts, to support people throughout the year.
Key Topics Covered:
- Budgeting for Christmas:
- Set a budget for gifts, food, and other expenses.
- Create a list of people to buy for and set spending limits.
- Shop early to take advantage of deals and avoid overspending.
- Saving Money During the Festive Season:
- Consider making homemade gifts to save money and add a personal touch.
- Plan meals ahead, stick to a shopping list, and avoid waste.
- Suggest a Secret Santa with friends or family to reduce gift-buying costs.
- Share costs for hosting Christmas dinners by asking guests to contribute dishes.
- Avoiding Debt Over Christmas:
- Avoid high-interest loans or payday lenders.
- Borrow responsibly with a clear plan for repayment if necessary.
- Start planning ahead for next Christmas to spread costs over the year.
- Interview with Paul Bird:
- Learn about Clevr Money, a credit union that offers fair and affordable savings and borrowing options.
- Discover how Clevr Money supports people during the Christmas season with low-interest loans and Christmas savings accounts.
- Paul’s advice for those feeling overwhelmed by their finances, including small steps like budgeting and seeking help.
- Tools and resources offered by Clevr Money to support financial management.
- Final Thoughts:
- Practical steps to enjoy the festive season without financial stress.
- Encouragement to seek help if needed and to prioritise planning and budgeting.
Guest Information:
Paul Bird discusses Clevr Money and its mission to help people save and borrow responsibly. For more information, visit clevr.money.
Takeaway Message:
Managing your finances at Christmas is about thoughtful planning, budgeting, and seeking support when needed. With practical steps and tools, you can enjoy a stress-free festive season without breaking the bank.
Voices of One Fylde
Welcome to Voices of One Fylde, a compelling podcast series produced by the One Fylde community. This podcast offers a platform for open dialogue, personal stories, and insightful discussions centred around the One Fylde charity and the unique experiences of individuals with learning disabilities and autism.
What to Expect:
- Community Stories: Hear heartfelt stories and personal experiences from members of the One Fylde community. These narratives provide a window into the daily lives, challenges, and triumphs of individuals with learning disabilities and autism.
- Charity Insights: Gain a behind-the-scenes look at the One Fylde charity. Learn about its impactful initiatives, ongoing projects, and the positive changes it brings to the community. Interviews with staff, volunteers, and beneficiaries offer a comprehensive view of the charity's work and mission.
- Issues and Advocacy: Engage with discussions on critical issues facing the learning disability and autism communities. Topics include accessibility, inclusion, personal rights, and advocacy efforts. These episodes aim to raise awareness, promote understanding, and encourage positive action.
- Expert Interviews: Listen to interviews with experts, advocates, and community members who provide valuable insights, advice, and inspiration. These conversations delve into a wide range of topics, offering depth and perspective on issues that matter.
- Resources and Support: Discover information on available resources, support networks, and services tailored to the needs of the learning disability and autism communities. Our practical advice and tips help listeners navigate their own journeys and find the assistance they need.
- Engaging Content: Enjoy a blend of engaging and informative content. From heartfelt stories to lively discussions, Voices of One Fylde delivers episodes that are both entertaining and educational.
Join us on Voices of One Fylde to connect with a vibrant community, explore important issues, and celebrate the diverse voices that make up the One Fylde family. Tune in to be informed, inspired, and uplifted by the remarkable stories and insights shared on our podcast.